| When working with you on an on-going basis, we address many financial issues that come your way at no additional cost; all additional planning and ad-hoc projects are covered by your quarterly investment management fee. Our experience is that when you are not being billed by the hour, you are less reluctant to pick up the phone and call us for help—and the earlier and more involved we are, the more we know about you and the better the job we can do for you. |