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What Berkeley, Inc. Thinks...

Long Term Care Dilemma

3/29/2016

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Many of our clients have long-term care policies (LTC) or have discussed with us the need for a policy. The cost annually in Idaho can be as high as $90,000 for full-time skilled nursing care. For clients living in other parts of the country such as California or Oregon the cost can be as much as $120,000 annually. Because Medicare doesn’t cover any of this, and most of the individual’s assets need to be depleted before qualifying for Medicaid help, LTC coverage has historically been a popular option. But, as this article from Kaiser Health News illustrates, affordable policies are becoming difficult to acquire. Once again, thanks Andy, for forwarding this to us.
 

Long-Term Care Insurance: Less Bang, More Buck By Barbara Feder Ostrov
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3778 Plantation River Drive Suite 102, Boise, ID 83703     |     Telephone 208-853-6980       |       Fax 208-853-6982
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  • Home
  • About
    • Our History
    • The Process
    • The Team >
      • Michael Ling
      • Stephen White
      • Chris Hendrickson
      • Megan Parrish
      • Katy Askarnia
  • Services
    • Investment Management
    • Financial Planning
    • FAQ's
  • Client Logins
  • Commentary
  • Contact
    • Pre-Meeting Questionnaire